occupational pension plan

基本解釋

Multi-Pillar Old-age Security System; State Pension; Basic Pension; Occupational Pension; Voluntary Personal Saving Plan;
多支柱養(yǎng)老保障體系；普惠制養(yǎng)老金；基本養(yǎng)老金；職業(yè)年金；個人養(yǎng)老儲蓄計劃；
Defined Benefit type of occupational pension plan (DB plan) faces the sponsor's bankruptcy risks and needs governmental guarantee.
待遇確定型企業(yè)年金計劃面臨著雇主破產風險，需要政府出面提供擔保。
Because the occupational pension fund is an important supplement to Chinas basic pension plan, the demand for keeping and increasing occupational pension funds value is higher and higher.
但目前，我國的企業(yè)年金基金的投資運作尚不成熟，企業(yè)年金基金在保證安全性的基礎上實現保值增值還有一定難度，而且我國企業(yè)年金基金監(jiān)管措施尚不完善。